How to Buy a Vehicle with Your Income Tax Return

2025 Ford F-150 Lineup in Front of Mountains

Double Your Tax Return Up to $2,000

When you use your income tax refund as a down payment on a new or used car, Riverside Autoplex of Poteau will double your refund, up to $2,000.

Increasing your down payment is one of the smartest decisions you can make as a Poteau driver shopping for a vehicle. You can lower your monthly payment or stretch your budget a little further for a more powerful truck or a more luxurious SUV.

Using Your Tax Refund to Buy a Car

If you haven’t bought a car in a while, you might be wondering if your tax return is enough for a down payment, and we’ve got good news: the average refund is often enough to cover most or even all of your down payment, especially if you’re shopping for a pre-owned vehicle around Fort Smith, AR or Eufaula.

Turning Your Tax Refund into Your Down Payment

Whether you’re buying new or used, your tax refund can provide a pretty big bump to your down payment, and doubling it at Riverside Autoplex of Poteau is the smart choice. For some of you, adding your income tax refund to your down payment means a shorter term for your auto loan. For others, a lower monthly payment.

See the difference your tax return can make on your monthly payment by using our payment calculator.

Leasing a New Ford with Your Tax Refund

Leasing a new car is a smart choice for Poteau drivers who want to stay behind the wheel of the latest vehicles without needing to trade in and up every few years. Just like with financing your new or used car, putting your tax refund toward your lease can lower your monthly payments or give you the option to lease a more powerful model (or a higher trim level with the advanced tech).

How to Save Even More on Your Next Car

  • Trade in your current vehicle. Using our trade-in calculator, you can get an estimate of how much your ride is worth.
  • Shop our selection of specials. We have new and used vehicle specials that are priced to move for Eufaula and Sallisaw drivers.
  • Take advantage of lease or finance offers.The new Ford you’re shopping for might have a special lease offer or have financing available with bonus cash.

Double Your Tax Refund for Your Down Payment at Riverside Autoplex of Poteau

Have questions about how much you’ll save when you use that income tax refund as a down payment on a new or used car? Let our finance team do the math for you while you take a test drive. Check out our current specials below and contact us today to schedule some time behind the wheel.

Shop Our Specials

  • Special Offer - 2026 Ford Escape Active

    Special Offer - 2026 Ford Escape Active

    Lease or Buy For $224/Month
    Buy For $7,154 Off MSRP
    View Disclaimer

    Plus tax, title & license. Cap Cost $24691 & $10000 down payment. MSRP $31845. 5.99% APR for 84 Months. With approved credit as determined by Ford Motor Credit. VIN: 1FMCU0GN4TUA44529. Available on select models with approved credit at $224 per month. Dealer sponsored Buy Down Rate. See dealer for details. Lease based on 10000 due at signing, 15K miles per year, and 223 for 36 MONTHS. All offers end 8/31/2026.

  • Special Offer - 2025 Bronco Sport Outer Banks

    Special Offer - 2025 Bronco Sport Outer Banks

    Lease for $361/Month
    Buy For $7,483 Off MSRP
    View Disclaimer

    Plus tax, title & license. Cap Cost $37777 & $10000 down payment. MSRP $45260. 5.99% APR for 84 Months. With approved credit as determined by Ford Motor Credit. VIN: 3FMCR9CN4SRF84755. Available on select models with approved credit at $415 per month. Dealer sponsored Buy Down Rate. See dealer for details. Lease based on 10000 due at signing, 15K miles per year, and 361 for 36 MONTHS. All offers end 8/31/26.

  • Special Offer - 2026 Ford Explorer Active

    Special Offer - 2026 Ford Explorer Active

    Lease for $335/Month
    Get Up To $8,545 Off MSRP
    View Disclaimer

    Plus tax, title & license. Cap Cost $37835 & $10000 down payment. MSRP $46380. 5.99% APR for 84 Months. With approved credit as determined by Ford Motor Credit. VIN: 1FMUK7DH1TGB31806. Available on select models with approved credit at $429 per month. Dealer sponsored Buy Down Rate. See dealer for details. Lease based on 10000 due at signing, 15K miles per year, and 335 for 36 MONTHS. All offers end 8/31/26.

  • Special Offer - 2026 Ford F-150 XLT

    Special Offer - 2026 Ford F-150 XLT

    Lease For $489/Month
    Get Up To $9,856 Off MSRP
    View Disclaimer

    Plus tax, title & license. Cap Cost $50129 & $10000 down payment. MSRP $59985. 5.99% APR for 84 Months. With approved credit as determined by Ford Motor Credit. VIN: 1FTFW3L50TKE38091. Available on select models with approved credit at $596 per month. Dealer sponsored Buy Down Rate. See dealer for details. Lease based on 10000 due at signing, 15K miles per year, and 489 for 36 MONTHS. All offers end .

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2100 S. Broadway, Poteau, OK, 74953
Riverside Autoplex of Poteau 35.037499, -094.644427.